Fee Structure



Financial Planning Fee

    • Financial Planning Fee consists of retainer fee distributed over 12 months.
    • Minimum one year of agreement is needed to engage in Financial Planning Service which includes initial comprehensive financial plan and biannual updates.
    • Point-based Client Classification
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      Total Fee:                                           Upfront Fee + Monthly Retainer Fee

      Upfront Fee Schedule based on Point-Based Client Classification

      Basic (less than 9 points):                   $1,000

      Intermediate (9-14 points):                 $1,500

      Advanced (15 points or greater):        $2,000

      Monthly Retainer Fee based on Annual Income*

      Base: 1% of Annual Income for Annual Income limit of 125K

      Additional 0.75% for Annual Income greater than 125K and less than 250K

      Additional 0.5% for Annual Income greater than 250K

      *Calculated from previous year’s annual income

      • Investment Management for up to 250K Assets under Management (AUM) is included in the Financial Planning Fee
      • Retainer fee entitles the client to quarterly statements for AUM less than 250K and access to advice on an ongoing basis.

      Point-based Client Classification

      Upfront Fee

      Retainer Fee charged on a monthly basis

      Basic (less than 9 points)

      $1,000

      1% of Monthly* Income

      Intermediate (9-14 points)

      $1,500

      1% of Monthly* Income

      Advanced (15 points or greater)

      $2,000

      1% of Monthly* Income

      *Calculated from previous year’s annual income

      • Investment Management for up to 250K Assets under Management (AUM) is included in the Financial Planning Fee
      • Retainer fee entitles the client to quarterly statements for AUM less than 250K and access to advice on an ongoing basis.

      Investment Planning

      • Fee Structure for Financial Planning Clients

      Asset-Based Classification

      Quarterly Fee as % of AUM

      Up to 250K

      0%*

      >250K to 750K

      0.2%

      >750K to 1.5M

      0.1%

      >1.5M

      0.05%

      *Included in the Financial Planning Fee

      • Fee-Structure for Non-Financial Planning Clients.

      0.25% per quarter based on Assets under Management (AUM)

      YOU CAN EXPECT YOUR PLAN TO:

      • Reflect your personal financial situation
      • Address the issues most important to you
      • Become a “blueprint” for you future
      • Be flexible and adaptable
      • Be something you can implement