My musings: 50 years of CFP Board and my journey

Nandita Das Financial Planning

Wow!  50 years of prestige! We are celebrating 50 years of prestige under the certified financial planning CFP board. Yes, we have come a long way but at the same time there’s a long way to go for this profession. As I look back, I realize role that each one of us have played in the evolution of the financial …

Questions I wish I could ask

Nandita Das Financial Planning

I worked hard to make a life for my family in this adopted country of mine. I was diligently saving for my retirement in tax-deferred instruments like 401K and 403B. Now that I am thinking of retiring, I have questions looming in my mind. I heard I have to pay tax on all that I saved in my retirement plan. …

Social Security Dilemma

Nandita Das Financial Planning

““If I wait to claim the benefit and die before or soon after I make the claim, I will have shortchanged myself. But if I claim early and live a long life, I will also have shortchanged myself because my benefits will be permanently reduced.” Having dinner table conversations, I often hear “I am not going to live long, my …

FINANCIAL PLANNING FOR IMMIGRANTS

Nandita Das Financial Planning

Do immigrants really need financial planning?  The question really is “Will they find the right kind of financial advisor?”  So what do we mean by that? Well as you all know financial planning is required for all people irrespective of how much of your financial assets are available for the financial adviser/planner to manage. Most immigrants come to this country …